Which visas accept annuity income?
Of the 30 retiree and passive-income programs we track, official sources confirm annuity income counts for 5, confirm it doesn't for 1, and don't say for 22 (marked “Not yet verified”). 2 have no income test at all.
Most official sources don't name annuities, so most programs show “Not yet verified” here. Panama's Pensionado accepts an annuity only if it is paid for life. We don't publish an answer until an official source gives one.
Verified to accept annuity income (5)
| Country | Program | What the official source says | Floor | Primary source | Checked |
|---|---|---|---|---|---|
| Panama | Pensionado (Jubilado) permanent residence | Conditional yes. It must be lifetime (vitalicia), and PE2 accepts certification from a foreign insurance, trust or pension administrator. A term-certain annuity does not meet the 'vitalicia' rule.Official text: “debe estar concedida en forma vitalicia” (checked 2026-10-26) | Same as pension: B/.1,000/month lifetime | migracion.gob.pa | 2026-10-26 |
| Belize | Qualified Retirement Program (QRP) | Yes. Annuities are listed.Official text: “Retirement Income includes: Pension Annuity Social Security Benefits Investment Account Inheritance Reverse Mortgage Personal Savings Retirement Contribution Plans And other means of retirement income” (checked 2026-10-26) | US$2,000/month | belizetourismboard.org | 2026-10-26 |
| Spain | Non-Lucrative Visa (NLV) | Yes. A life annuity is named.Official text: “In the case of retirees, the applicant may be a beneficiary of a life annuity. It can be Social Security Benefits, Private or Public Retirement pensions” (checked 2026-10-26) | €28,800 (about US$32,220)/year | exteriores.gob.es | 2026-10-26 |
| Italy | Elective Residence Visa (ERV) | Yes. Life annuities (vitalizi) are named.Official text: “dovranno provenire dalla titolarità di cospicue rendite (pensioni, vitalizi), dal possesso di proprietà immobiliari, dalla titolarità di stabili attività economico-commerciali o da altre fonti diverse dal lavoro subordinato” (checked 2026-10-26) | At least 3 × the Interior Ministry table A amount; consulates cite about €31,000 (about US$34,680)/year | esteri.it consparigi.esteri.it | 2026-10-26 |
| France | Long-stay visitor visa (VLS-TS visiteur) | Yes. 'Rentes' (annuities) are named alongside pensions.Official text: “Il peut s'agir de vos propres ressources (rentes ou pensions, revenus immobiliers, etc.)” (checked 2026-10-26) | €1,477.93 (about US$1,650) net/month (SMIC) for a single person | service-public.gouv.fr administration-etrangers-en-france.interieur.gouv.fr | 2026-10-26 |
Verified NOT to accept annuity income (1)
| Country | Program | What the official source says | Floor | Primary source | Checked |
|---|---|---|---|---|---|
| Panama | Rentista Retirado (retired investor) | No. Income must come exclusively from interest on a fixed-term deposit at Banco Nacional de Panamá or Caja de Ahorros.Official text: “renta mensual de ochocientos cincuenta balboas (850.00), que provenga exclusivamente de intereses producto de depósito a plazo fijo en el Banco Nacional de Panamá o la Caja de Ahorro” (checked 2026-10-26) | — | migracion.gob.pa | 2026-10-26 |
Not yet verified (22): Costa Rica Pensionado residence, Costa Rica Rentista residence, Mexico Temporary Resident (economic solvency), Colombia Migrant (M) visa – pensioner, Colombia Visitor (V) Rentista, Argentina Temporary residence – Rentista, Uruguay Legal permanent residence, Paraguay Temporary → permanent residence, Ecuador Temporary residence – Rentista, Peru Resident Rentista, Chile Temporary residence – Rentista, Dominican Republic Rentista residence (Ley 171-07), Brazil VITEM XIV – retiree, Portugal D7 passive-income visa, Greece Financially Independent Person (FIP), Cyprus Category F permanent residence, Ireland Stamp 0 – person of independent means, UAE Retirement residence visa (55+), Thailand Non-Immigrant O-A (long stay, 50+), Thailand LTR – Wealthy Pensioner, Philippines SRRV Classic, El Salvador Residency (rentista / Freedom Visa). We won't publish an answer for these until an official source confirms one.
No income test (2): Panama Friendly Nations (Países Amigos) residence, Malaysia MM2H Silver. These qualify by deposit, property, investment or a job instead.
Check your income against these floors All visa programs →
Other income types: dividends · pension income · rental income · Social Security.
Even if your income type counts, that isn't approval. Consulates decide, and rules change. Estimates, not legal or tax advice. Confirm with the consulate or immigration authority before you apply.
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“About US$” figures are approximate, converted at official reference rates (central banks; for COP, the TRM) for Oct 26, 2026: ECB 1 EUR = 1.1188 USD. The amount in local currency is the official one.