Countries › Spain
Spain residency requirements: does dividend income count?
We track 1 Spain residency route. Short answer, from official sources: dividend or investment income can count toward Non-Lucrative Visa (NLV).
Does Spain accept dividends?
- Non-Lucrative Visa (NLV) YesYes — the consulate accepts investment income and any other periodic income; work income is not accepted. Source: exteriores.gob.es
Checked 2026-10-26. Compare every country →
4 verified facts · 0 not yet verified · 0 conflicting
1. Non-Lucrative Visa (NLV)
| Fact | What the official source says | Status | Primary source | Date checked |
|---|---|---|---|---|
| Income floor | 400% of IPREM: €28,800/year (€2,400/month) in 2026, plus 100% IPREM (€7,200) per dependant. | Verified | exteriores.gob.es | 2026-10-26 |
| Do dividends count? | Yes — the consulate accepts investment income and any other periodic income; work income is not accepted. | Verified | exteriores.gob.es | 2026-10-26 |
Non-Lucrative Visa (NLV) details → Check your dividend income against this floor
Tax in Spain
| Fact | What the official source says | Status | Primary source | Date checked |
|---|---|---|---|---|
| Tax on foreign dividends | Residents are taxed on worldwide income; foreign dividends go into the savings base, with a deduction for foreign tax paid (AEAT). | Verified | sede.agenciatributaria.gob.es | 2026-10-26 |
| Tax on crypto gains | Crypto gains are capital gains in the savings base (AEAT). | Verified | sede.agenciatributaria.gob.es | 2026-10-26 |
Your home country may still tax your dividends; check its rules.
How it's taxed in Spain
Last verified: 2026-10-26Spain tax on your dividends
Local treatment of a US return-of-capital payout can differ from its US label.
- Foreign dividends Residents taxed on worldwide income; foreign dividends go into the savings base with a deduction for foreign tax paid (AEAT).
- US return-of-capital payouts
If you're a US citizen living here
- Worldwide taxation U.S. citizens and resident aliens abroad are taxed on worldwide income; the dividend/ROC rules above apply exactly as for U.S. residents.
- Foreign earned income exclusion The Foreign Earned Income Exclusion does not cover dividends or other investment income.
- FBAR FBAR (FinCEN 114) required if foreign financial accounts total more than $10,000 at any time in the year.
- Form 8938 (living abroad) Form 8938 (living abroad): > $200k year-end or > $300k anytime (single/MFS); > $400k / $600k (joint).
General information from official sources, not tax advice. Talk to a qualified tax professional. ROC status is set by the issuer each year from its earnings and profits; it is an expectation, not a guarantee.
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How we check
We only publish a figure or rule when a government, consulate, or tax authority source confirms it. Where official sources disagree, we say so and show neither figure as fact. Methodology.
Estimates, not tax or legal advice. Consulates often apply their own figures and exchange rates. Immigration rules change; confirm with the official authority or a licensed immigration lawyer. Not legal advice.
Where dividend income does count
Countries with a route where the official source says dividend or investment income qualifies: Argentina, Belize, Chile, Cyprus, Dominican Republic, Ecuador, El Salvador, France, Greece, Italy, Portugal, Thailand. Run the calculator →