Hi, I'm Anna
I built YieldVisa because I needed it myself and couldn't find it anywhere.
I'm a Bitcoiner and a self-described freedom maximalist. I started looking at living abroad because I wanted more residencies and passports. I want access to free jurisdictions as techno-authoritarianism keeps rising, and to lower-tax places that don't tax foreign income. That's why Panama's Pensionado fit me. I assumed the hard part would be choosing where to go. It wasn't. The hard part was getting a straight answer to one question.
My Panama residency
I applied for Panama's Pensionado residency and worked with a Panamanian law firm to get it done. Today I have my temporary residency card in hand, and my permanent card is still pending. Going through it showed me how much the small print matters: what counts as qualifying income, which documents they ask for, and how much of what you read online is out of date or just wrong.
Citizenship in Nauru
I've also applied for citizenship of Nauru through its citizenship-by-investment program. My application is in, and I'm now waiting on approval and my passport. I chose Nauru because it was a relatively inexpensive way to get an immediate backup passport while I establish my Panamanian residency.
What's next for me
I'm saving for El Salvador's Freedom Visa. That's my own next goal, not a suggestion for anyone else.
Why Bitcoin-backed preferreds
I hold Bitcoin-backed preferred stocks myself, including STRC and SATA. As a Bitcoiner, I can't imagine anything better than cashflow backed by Bitcoin. I borrow against my Bitcoin to buy preferreds for that cashflow.
Risk note: Borrowing against bitcoin adds liquidation risk: if bitcoin's price falls far enough, the lender can sell your bitcoin. This is my personal choice, not a recommendation. To see how it works and where it breaks, read my guide to borrowing against bitcoin for cashflow. It includes an LTV calculator.
The preferreds pay regular dividends, and that's what led to my question: does this income count toward a residency visa? And if it does, how is it taxed?
The answer I couldn't find
I couldn't find one place that answered both. Immigration pages talk about pensions and "stable income" without saying whether preferred dividends count. Investing sites talk about yield and never mention visas. Forums had confident answers with no sources, and some of them contradicted each other. So I ended up reading decrees, consulate pages and SEC filings myself.
So I built it
YieldVisa puts the income rules for residency and retirement visas next to the dividends paid by Bitcoin-backed preferreds, so you can see whether your income clears the bar and how each country taxes it. Every fact comes from an official source: a government or consulate page, the law itself, or the issuer's own SEC filing. Each one links to that source and shows the date it was last checked.
If I can't confirm something, the site says "Not yet verified" and shows no number. If two official sources disagree, I say so and don't pick one. You can read exactly how that works on the methodology page.
YieldVisa isn't a law firm or a tax adviser. Rules change, and everyone's situation is different. Use it to get your bearings, then check with the consulate, an immigration lawyer and a tax professional before you act.
If you're on a similar path, I hope this saves you some of the hours it took me. And if you spot something wrong, please email me at anna@yieldvisa.com. I'll check it against the source and fix it.
Anna